investingRecent studies show that 401 (k) participants who use third party help with their 401 (k) allocations perform better than those who don’t.

Across all age ranges and a wide range of market conditions, participants using Help earned higher median annual returns than those not using Help”.

From “Help in Defined Contributions Plans 2006-2012” AON Hewitt.  Read more on this in Rolling the Dice With Retirement.